At noon EST today, a selection of items from the collection became available early to Facebook Fans of Lucky and HSN via the “Pop-Up Shop” tabs on each one’s Facebook Page. You can browse and select the items you’d like to purchase on the tab, which will automatically fill your shopping cart on HSN. Once you’re done shopping, you can finish the checkout process at HSN’s website.

Lucky will receive a portion of all sales made via HSN’s website. Although the partnership is a bit unusual for a magazine — whose relationships with advertisers are primarily confined to publishing print advertisements — the promotion is very in-line with others Lucky has done with retailers. Lucky recently teamed up with Foursquare to offer reviews and discounts at various retailers to users of the service.

The promotion is part of a larger attitudinal shift in the publishing world. Previously, publishers focused entirely on driving traffic from platforms like Facebook to their sites. Now, publishers are trying to better integrate their content onto Facebook. We learned earlier this week, for instance, that several major magazine publishers plan to make their articles available entirely in users’ newsfeeds in an effort to increase subscription sales.

What do you think of the Facebook promotion and the app’s design? Let us know in the comments.

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It’s a tough question and can depend on your specific requirements. However, there are certain characteristics that everybody needs to have in a merchant account, and we’ll see in this Charge.com review how they stack up.

We will look at price first. This means how much it will cost you to take the credit cards that people are using to pay for the goods or services.

It sounds simple and it should be, but it’s not.

The costs or rate are a good opportunity for companies to display a little bit of their creativity. They can do this by displaying ‘headline’ rates that people think will be the overall charge they will pay only to find out something different when they get the bills. On this score Charge.com does not do this at all.

Next is the contract length, why sign a long term contract with a company you don’t know? I certainly have no idea, if a company wants you to sign one it would send alarm bells ringing in my head. If they provide great service at low rates, why would you leave anyway? Charge.com doesn’t score so highly here.

Then you’ve got the service levels. Can a company provide for your full business needs? Maybe you are an online business and need an internet merchant account, but what if you want to expand, will your provider be able to offer different payment terminals, or even mobile terminals, to be able to take orders at a big exhibition for example.

The requirements go on and on from here, but it ends with the fact that a company needs to get business, specifically your business done and done to a point that you are not even aware of them working. This means that there has to be a superb level of customer service and support.

So what is the result of this Charge.com review? Well they certainly are an excellent merchant account provider.

Tags: acn, internet home business

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I remember I launched a website once and I didn’t have my merchant account set up yet. I honestly wasn’t expecting to get an order as quickly as I did, but I still should have been prepared to accept credit cards. Don’t let this simple mistake happen to you!

I’m not saying that you have to have your merchant account set up at the same time that you do other preliminary stuff, but you do need to have it up and running before you launch your business to the public.

Here’s a tip you can use to make the most out of your merchant account: make sure to shop around for one with the best rates. Look at how much they’re going to charge you for things like setup fees, per transaction fees, etc. Get the best deal you can find.

The other thing to be aware of is that you may not even need a machine to accept credit cards. If you are going to be taking orders at your place of business you’ll need to have one. Otherwise, you’ll just need to have a merchant gateway to process credit cards online at your computer.

I know this is a very small step to getting your business up and running, but you’ll be hurting quickly if you can’t accept credit card payment for your orders!

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So should you open an offshore merchant account? You should probably weigh first the pros and cons before deciding to do so.

One thing you should know about offshore merchant accounts is that they are high risk. The reason is because of the increasing incidents of fraud around the world.

What is even worse than that is the fact that it is hard to confirm if a sale was made or not.

To curb such incidents which give offshore merchant accounts a bad name, it takes quite awhile before your application can be approved. The bank you have chosen to open the account with will require you to present your proof of identity, source of investment, references from merchants and the name of your current bank.

You don’t just fax a copy of some of the other documents like your driver’s license, social security number of passport but you have to photocopy them and have these notarized.

But despite the red tape and the problems, there are pros to opening an offshore merchant account.

Transactions made through the offshore account are in US dollars so you get the same amount regardless of the exchange rate.

You are also able to process credit or debit card transactions, receive automated billing, use a secure payment gateway and virtual terminal that approves transactions quickly.

Believe it or not, the opening balance of an offshore merchant account is much lower than some banks. Some don’t even ask for a security deposit which some require to become one of their clients.

The processing time for an actual merchant account is about a week. If you want to see how much you have, you can assess this at any time by logging in your ID using your computer.

Perhaps the best part about an online merchant account is the fact that you can still accept payments from customers even if the site is down. This is because of backup generators and enhanced security features which are designed to give you and your customer total shopping convenience round the clock.

The offshore merchant account could be exactly what you need if you want to reach out to customers from different countries. Safety and security are just some of the things you can look forward to when you decide to open one today.

With that, forget the connotation that you are breaking the law if you decide to open an offshore merchant account. It is simply a bank account which you opened in another country and the best part is that you don’t have to be one of the richest people in the world to open one.

You just have to be someone who is willing to engage in online business because this is the perfect venue for those who want to make money using the web.

To get started, browse through the web and look through the various offshore banks. Find out how much is the initial deposit to open a merchant account, how long they have been in business, do you have to pay any taxes, what are their security measures and other pertinent details before signing up with them.

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